Quality Healthcare Coverage. Affordable Plans.
Compare health insurance plans from top providers. Find comprehensive coverage for individuals, families, and businesses at competitive rates.
Instant Plan Comparison
Compare multiple health insurance plans side-by-side to find the perfect fit for your needs
Comprehensive Coverage
Essential health benefits including doctor visits, prescriptions, emergency care, and preventive services
Subsidies & Savings
Check eligibility for premium tax credits and cost-sharing reductions to lower your monthly costs
Health Insurance Plan Types
Choose the right plan type based on your healthcare needs, budget, and preferred level of flexibility.
HMO
Health Maintenance Organization - Lower costs with primary care coordination
- ✓ Lower premiums
- ✓ PCP required
- • Network only
PPO
Preferred Provider Organization - More flexibility with higher costs
- ✓ No referrals
- ✓ Out-of-network coverage
- • Higher premiums
EPO
Exclusive Provider Organization - Network-only with no referrals
- ✓ No referrals
- ✓ Moderate costs
- • Network only
HDHP
High Deductible Health Plan - Lower premiums, HSA eligible
- ✓ Low premiums
- ✓ HSA eligible
- • High deductible
Metal Tier Coverage Levels
All ACA plans are categorized by metal tiers that indicate how much of your healthcare costs the plan covers.
60% Coverage
- ✓ Lowest premiums
- ✓ Higher deductibles
- ✓ Good for healthy individuals
Best for: Young, healthy people who want catastrophic protection
70% Coverage
- ✓ Moderate premiums
- ✓ Cost-sharing reductions
- ✓ Popular choice
Best for: Most people, especially those eligible for subsidies
80% Coverage
- ✓ Higher premiums
- ✓ Lower out-of-pocket
- ✓ More predictable costs
Best for: People who use healthcare regularly or have chronic conditions
90% Coverage
- ✓ Highest premiums
- ✓ Lowest out-of-pocket
- ✓ Maximum coverage
Best for: People with significant healthcare needs or high income
Essential Health Benefits Covered
All ACA-compliant health plans must cover these 10 essential health benefits at no additional cost.
Ambulatory Patient Services
Emergency Services
Hospitalization
Maternity & Newborn Care
Mental Health & Substance Use
Prescription Drugs
Rehabilitative Services
Laboratory Services
Preventive & Wellness Services
Pediatric Services
Financial Assistance & Subsidies
You may qualify for premium tax credits and cost-sharing reductions that can significantly lower your monthly costs and out-of-pocket expenses.
Premium Tax Credits
Available for households earning 100-400% of Federal Poverty Level
Family of 4: Up to $111,000 annual income
Individual: Up to $54,360 annual income
Cost-Sharing Reductions
Lower deductibles and out-of-pocket costs for Silver plans
Family of 4: Up to $69,375 annual income
Individual: Up to $34,050 annual income
Special Enrollment Periods
Qualify to enroll outside open enrollment due to life changes like job loss, marriage, or having a baby.
Subsidy Calculator
Estimate your potential savings with premium tax credits and cost-sharing reductions
Health Insurance FAQs
Get answers to common questions about health insurance coverage and enrollment.
Find Your Perfect Health Plan Today
Compare health insurance plans, check your subsidy eligibility, and enroll in quality coverage that fits your budget.