Privacy Policy

1. Introduction

Welcome to QuoteWiz!

We value your trust and take your privacy seriously. This Privacy Policy outlines how QuoteWiz and its affiliates ("QuoteWiz") collect, use, and share your personal information when you interact with our websites, services, online marketplace, and applications that reference this Privacy Policy (collectively, the "QuoteWiz Services").

Please take a moment to read this Privacy Policy carefully, as it explains how we handle your data.

By using QuoteWiz Services, you agree to the practices described in this Privacy Policy. This policy applies to all users of the Site and Services. If you do not agree with how your personal information is collected, used, or disclosed as outlined here, please refrain from using our Site or QuoteWiz Services, or sharing your personal information with us.

We may update or modify this Privacy Policy from time to time by posting changes on this page. You can always review the most recent version here.

2. Definitions

Throughout this Privacy Policy, we use certain terms that are important to understand:

• "QuoteWiz", "we", or "us" refers to QuoteWiz and its affiliated entities.
• "Policy" means this Privacy Policy.
• "Service" or "QuoteWiz Services" refers to the services we provide through our platform, including but not limited to creative solutions, marketing tools, and any associated mobile applications or features. These services may include the use of AI functionalities.
• "Site" refers to the QuoteWiz website, all of its subdomains, any mobile versions or applications related to the website, and any successor websites operated by QuoteWiz.
• "User" encompasses all visitors to the Site, including but not limited to registered and unregistered users, customers, browsers, vendors, service providers, and merchants.
• "You" and "Your" refer to any individual User of the QuoteWiz Services.

3. Information Collected

At QuoteWiz, we collect Personal Information — information that identifies, relates to, or could reasonably be linked to you or your household.

Sources of Personal Information

We may collect your Personal Information from a variety of sources during your use of QuoteWiz Services:

• From You: We collect and store information that you provide when creating your QuoteWiz account, making payments, accessing or using QuoteWiz Services, and interacting with our support team. This includes details used to verify your identity, respond to your inquiries, and maintain your account.
• From Our Partners: We work with various partners, including marketing agencies, service providers, and vendors. We may receive Personal Information from them to enhance our service offerings and protect against risks.
• From Your Use of the Site: We automatically collect information when you visit our website or use our services. This may include data from cookies, browser logs, unique device identifiers, and other technologies that help us optimize your experience and maintain cybersecurity.
• From Other Sources: We may supplement the information above with data from reputable third parties, including data providers, public records, and government agencies. This can include fraud prevention data and other information relevant to maintaining service integrity.

Categories of Personal Information

The types of Personal Information we collect depend on your interactions with us. Categories may include:

• Direct Identifiers: This can include your name, address, date of birth, phone number, email address, IP address, and similar identifiers. We collect this information to provide services, verify your identity, communicate with you, and process payments.
• Financial Information: We may collect data such as your bank account number, credit card details, or debit card information to facilitate transactions and manage your account.
• Protected Characteristics: This may include your age and gender. Certain data may be considered sensitive under privacy regulations.
• Commercial Information: We collect details about products or services you have purchased, considered, or shown interest in, as well as your purchase history. This helps us understand your preferences and improve our offerings.
• Geolocation Data: We may collect information about your location to personalize services and comply with regulations.
• Internet and Electronic Activity: We collect data related to your browsing and search history, interactions with our website, and device information to understand how you use QuoteWiz Services and for targeted marketing.
• Multimedia Information: Photos, videos, or other media you share with us may be collected to provide services or enhance user engagement.
• Professional or Employment Information: This can include your current employment details and educational background. We collect this to verify identity and meet legal requirements.

Sensitive Personal Information

Some of the data we collect may be classified as Sensitive Personal Information, such as social security numbers, marital status, and certain financial information. We do not store social security numbers, and we handle sensitive data strictly in compliance with applicable laws and regulations.

4. Use of Your Information

We may collect and use your information for the following purposes:

• Account Management and Service Fulfillment: Create, maintain, and manage your account. Process your requests and fulfill services you purchase. Facilitate transactions and respond to your inquiries.
• Service Provision and Customer Support: Deliver the services you request or purchase, including sharing data with our partner networks when needed. Troubleshoot and optimize the functionality and performance of QuoteWiz Services. Analyze performance, fix errors, and enhance usability.
• Verification and Background Checks: Conduct verification and background checks for business acceptance, financial processing, and marketing purposes. Perform anti-money laundering checks and reputational and financial assessments as required.
• User Experience and Service Improvement: Enhance and improve the QuoteWiz Services, the website, and overall user experience. Run analytics to assess service quality and optimize our AI tools. Develop new products or services based on user feedback and data.
• Communication and Updates: Contact you by phone, text, or email regarding QuoteWiz Services or to respond to inquiries. Send newsletters, updates, and notifications about changes to policies or terms. You may opt out of certain promotional messages as described in this Privacy Policy.
• Website and Service Administration: Monitor and improve the effectiveness and performance of the website. Customize content and layout to enhance your experience. Conduct internal research to track website usage and traffic patterns.
• Legal Compliance and Security: Fulfill our contractual obligations and enforce our rights under agreements. Maintain legal and regulatory compliance, including billing and collections. Prevent and detect fraud, abuse, or other unauthorized activities.
• Protection and Security: Safeguard the integrity and functionality of QuoteWiz Services. Protect the security and privacy of our users and the website.
• Additional Uses: Carry out any other necessary functions to ensure the proper operation and security of the Site and QuoteWiz Services.

5. Disclosure of Your Personal Information

QuoteWiz is committed to protecting your privacy and does not sell your personal information to third parties. We only share your personal information as described in this Privacy Policy and under conditions that are as protective as the measures outlined here. QuoteWiz will not share your mobile phone number with third-party affiliates or marketing partners for promotional purposes without your explicit consent.

We may share your personal information with your consent or under the following circumstances:

• Service Providers: We may share your information with trusted service providers who help us operate and manage our business, including: Technology and analytics providers, Screening companies and collections agencies, Customer support providers, Payment processors and financial institutions.
• Regulatory Authorities: We may disclose your personal information to state, local, or federal regulatory authorities as required by applicable law.
• Financial Services Entities: We may share your information with licensed insurance agencies, financial institutions, credit agencies, and other financial entities that support our business operations and auditing processes.
• Legal Compliance: We may disclose your personal information when required by law, such as in response to a subpoena or similar legal process. Additionally, we may share your information if necessary to protect the safety and security of our property or the property of others, or to safeguard our rights and respond to government requests or investigations related to fraud or other violations.
• Corporate Transactions: If QuoteWiz is involved in a merger, acquisition, reorganization, or sale of assets, your personal information may be transferred as part of that transaction.

6. Data Collection Technologies

At QuoteWiz, we use cookies, web beacons, and similar technologies (collectively, "Data Collection Technologies") to help our systems recognize your browser or device and enhance your experience on our site. Our Data Collection Technologies include:

Cookies:

Cookies are small data files placed on your computer or device by websites you visit and stored on your device's hard drive. At QuoteWiz, cookies allow us to personalize your experience, streamline your visits, and understand how you interact with our site so we can continuously improve your experience. We use cookies to remember your preferences, maintain active sessions, bolster security, collect usage data, and deliver targeted advertising. Additionally, we partner with third-party services—such as analytics, advertising, and social media providers—that may also employ cookies, web beacons, and similar technologies to gather information.

Web Beacons:

Web beacons (also known as clear gifs, pixel tags, or single-pixel gifs) are tiny transparent images used alongside cookies to help track user actions. QuoteWiz utilizes web beacons to count page visits, verify the integrity of our systems and servers, and compile aggregate statistical data.

Google Analytics and Other Analytics Tools:

We use Google Analytics and similar tools like HotJar to gain insights into how users engage with our service. Google Analytics relies on cookies to record your interactions with our site, then aggregates that information and reports it to us without identifying individual users. This data is essential for us to enhance our service for you. Likewise, HotJar provides holistic website traffic analysis and user drop-off insights, helping us identify friction points and contextualize the user experience. These insights drive our ongoing efforts to improve site design and optimization—all without compromising your personal privacy.

Browser Settings and Cookie Preferences:

While most web browsers automatically accept cookies, you have the option to change your browser settings to reject cookies. Please note that enabling cookies is necessary for creating and maintaining your profile on our site. For more information about cookies, visit All About Cookies.

7. Marketing Communications

Email Communications

At QuoteWiz, you have the option to opt out of receiving certain marketing emails at any time. Simply click the unsubscribe link found in the footer of any marketing email or use the "Contact" section on our site. Please note that opting out of marketing communications does not affect our ability to send you emails related to your account or our core services.

Voice Calls, Texts, and SMS Messages

You might also receive occasional voice calls, texts, or SMS messages from QuoteWiz, providing updates about our products, services, or other information we believe may interest you. The frequency of these messages may vary. By providing your phone number and opting in, you explicitly consent to receive these communications—including automated messages—at the number you provide. Consent to receive texts is not a condition for receiving our products or services. Message and data rates may apply based on your carrier, and, if applicable, international rates might be incurred. We may share your mobile phone number with trusted service providers solely for the purpose of sending automated messages on our behalf. However, your number will not be shared with third parties or affiliates for their own marketing efforts without your explicit permission. Opting out of these communications will not affect important account or service-related messages from QuoteWiz.

8. Retaining Your Information

At QuoteWiz, we keep your Personal Information only for as long as necessary to fulfill our legitimate business purposes. We will use and retain your Personal Information only to the extent required to comply with our legal, accounting, or reporting obligations (for instance, if applicable laws mandate data retention), resolve disputes, and enforce our legal agreements and policies. In determining the retention period, we also consider the sensitivity of your data.

9. Browser Signals – Do Not Track and Global Privacy Control (GPC)

Some web browsers offer "Do Not Track" or similar features that allow you to signal your preference not to have your activities tracked. Currently, QuoteWiz does not honor "Do Not Track" signals. Additionally, our site does not respond to Global Privacy Control (GPC) requests to opt out of tracking.

10. Third Party Websites

QuoteWiz may include links to third-party websites on our Service, and some materials available through our Service might contain third-party links or files. These third-party websites and files are not subject to our screening for privacy or security measures, and we are not responsible for the information they collect. We encourage you to review the privacy policies and terms of service of any third-party websites you visit.